This policy covers all mechanical and electrical parts, including labour to fit them, of the insured vehicle against mechanical breakdown as defined by the policy documents. With the Auto Protect Premier Plus policy, there is no restriction to the number of claims you can make.
UK emergency Assistance Cover
This is a dynamic emergency assistance service designed by experts to suit You. Auto Protect Assist administered on our behalf by Call Assist, operates a 24 hour, 365 days-a-year service for you to telephone should your vehicle experience a breakdown. The Call Assist Rescue Controllers are trained to the highest degree and are backed by the latest computer technology and mapping facilities together with a fully trained network of Recovery Operators throughout the United Kingdom.
GAP Insurance and RTI Insurance
If within the period of insurance an incident occurs which results in the insured vehicle being classed as a total loss by the Motor Insurance Policy underwriter, we will pay the financial shortfall between the amount you receive from your Motor Insurance Policy and the amount you require to settle your finance agreement, or the financial shortfall between the amount you receive from your Motor Insurance Policy and the purchase price of your Vehicle, in the event of your vehicle being a total loss following an incident during the period of insurance occurring whilst your vehicle is in the geographical limits. Only one claim can be made under this policy during the period of insurance.
MOT Test Insurance
With this optional policy, your car will be insured in the even of failing an MOT. You will be indemnified for the reasonable costs of repair or replacement of insured components that have failed an MOT test, during the period of insurance, whilst your vehicle is within the geographical limits, subject to the sum insured, excess, conditions and exclusions set out in this policy.
With this optional policy you are indemnified against costs up to the limit of the sum insured, in respect of a maximum or four tyres fitted to your vehicle and one spare tyre which require repair or replacement as a result of damage occurring during the period of insurance, whilst your vehicle is in the geographical limits.
Key Protection Insurance
This policy has been designed to reduce the distress and worry of losing your keys, as well as the expense. Your keys will be covered if they are lost or stolen within the insured period and geographical limits.